There are many benefits to having and keeping good credit, whether you have worked all your adult life for it or you are just starting out taking care of your credit responsibly. Good credit can provide you with many benefits from saving money on insurance to paying less for your debt through lower interest rates. The following provides you with some details about credit cards and their services to help you choose the right one for your financial needs.
When you apply for a mortgage, there are a few different types of lenders you might get the mortgage from. Here are some of the most common mortgage lenders, and what types of customers they serve.
Retail Mortgage Lenders
Retail mortgage lenders are the lenders that most homebuyers interact with when purchasing a residence. These lenders provide mortgages directly to individual customers, although the loans they provide might be theirs or another institution's.